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Terms of Service

Last updated: March 2025

1. Acceptance of These Terms

Welcome to Resonanty (the "Service"). These Terms of Service (these "Terms") govern your access to and use of resonanty.com (the "Site") and the calculators, articles, and other content made available through it (together with the Site, the "Service"), which is operated by Resonanty ("we," "us," or "our").

By accessing, browsing, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy and Cookie Policy, which are incorporated by reference. If you do not agree with any part of these Terms, you must stop using the Service immediately. Your continued use of the Service after any update to these Terms constitutes acceptance of the updated Terms.

If you are using the Service on behalf of a business or entity, you represent and warrant that you have the authority to bind that entity to these Terms, and in that case "you" refers to that entity.

2. Use of the Site and Tools

Our calculators and articles are provided for general information and self-service planning only. They are not legal, tax, accounting, or financial advice, and they do not create any professional relationship between you and Resonanty. You are solely responsible for any business, pricing, tax, or financial decisions you make based on the Service, and you should consult a qualified professional where appropriate.

Calculator outputs depend entirely on the figures you enter and on simplifying assumptions built into each tool. Results may not reflect your complete tax, legal, or financial situation. We do not guarantee that any calculator is free of errors or that it will produce results suitable for your specific circumstances.

3. User Responsibilities and Acceptable Use

You agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service. You are responsible for all activity that occurs through your device, network, or account in connection with the Service and for keeping any credentials you use secure.

In particular, you agree that you will not:

  • Use the Service for any illegal, fraudulent, or unauthorized purpose, or in violation of any applicable law, rule, or regulation;
  • Attempt to reverse engineer, decompile, disassemble, or otherwise derive the source code, structure, or logic of the Service, except to the extent such restrictions are prohibited by law;
  • Scrape, crawl, spider, or otherwise automatically extract data, content, or resources from the Service without our prior written permission;
  • Introduce or attempt to introduce malware, viruses, or any other malicious code, or otherwise interfere with, disrupt, or overload the Service, its servers, or any networks connected to it;
  • Bypass, disable, or circumvent any security, authentication, rate-limit, or technical protection mechanism of the Service;
  • Frame, mirror, or represent any part of the Service as originating from a source other than us, or copy, modify, or redistribute our content or code for commercial use without permission;
  • Submit content that is unlawful, defamatory, infringing, or that you do not have the right to submit.

We may suspend or terminate access at any time if we believe you have violated these Terms or acted in a way that could harm us, other users, or third parties.

4. Your Account

Most of the Service can be used without an account. Where we offer account-based features in the future, you may be asked to provide accurate, current information and to keep it updated. You are responsible for safeguarding your password and for any activity that occurs under your account. If you believe your account has been compromised, you should notify us immediately through the Contact page. You may close your account at any time by following the instructions provided in the Service or by contacting us. Closing an account does not automatically remove content you previously submitted, where applicable, and certain obligations under these Terms will continue to apply after closure.

5. Intellectual Property

The Service, including its content, design, text, graphics, logos, calculators, code, and functionality, is owned by us or our licensors and is protected by applicable intellectual property laws, including copyright and trademark laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for its intended personal, non-commercial purposes. You may view and use the Site for your own business reference, but you may not copy, modify, distribute, publish, sell, license, or otherwise exploit our content or code for commercial purposes without our prior written permission. Any rights not expressly granted here are reserved by us and our licensors.

6. User Content

If you post, submit, link to, or otherwise make available any content through the Service (such as messages sent through our contact form) ("User Content"), you grant us a non-exclusive, worldwide, royalty-free, sub-licensable license to use, reproduce, modify, display, and distribute that User Content as necessary to operate, improve, and provide the Service. You retain all rights in your User Content.

You represent and warrant that you own or otherwise have the necessary rights to submit your User Content, and that it does not violate any law or the rights of any third party. You are solely responsible for your User Content, including its legality, reliability, and appropriateness.

7. Third-Party Links and Content

The Service may contain links to third-party websites, services, tools, or references to third-party brands or products that are not owned or controlled by us. We provide these links for convenience only and have no control over, and assume no responsibility for, the content, privacy practices, accuracy, or availability of any third-party site or service. Your use of any third-party site or service is at your own risk and is subject to that party's terms and policies.

8. Account Suspension and Termination

You may stop using the Service at any time. If you have an account, you may close it or request deactivation by contacting us at [email protected] or through the Contact page.

We may suspend, restrict, disable, or terminate your access to the Service, in whole or in part, immediately and without prior notice or liability, if we believe, in our sole discretion, that: (a) you have breached these Terms; (b) your use of the Service creates risk or liability for us, other users, or third parties; (c) we are required to do so by law; or (d) we are ceasing to offer, or materially modifying, all or a portion of the Service. Upon termination, all rights granted to you under these Terms cease immediately.

Provisions of these Terms that by their nature are intended to survive termination, including sections on intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law, will continue to apply after termination.

9. Disclaimers

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, AND IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT RESULTS FROM THE SERVICE WILL BE ACCURATE OR RELIABLE.

Any content, including calculator results, articles, and guides, is for general information only and is not a substitute for professional advice. No information obtained from the Service creates any professional or advisory relationship between you and us.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE, OUR DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. IN NO EVENT WILL OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE AMOUNTS YOU HAVE PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100). THE LIMITATIONS IN THIS SECTION APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

11. Indemnification

You agree to defend, indemnify, and hold us, our directors, employees, partners, agents, and affiliates harmless from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including, but not limited to, reasonable attorneys' fees) arising out of or resulting from: (a) your use of, or access to, the Service; (b) your violation of these Terms; (c) your violation of any law or the rights of any third party, including intellectual property rights; or (d) your User Content. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with us in asserting any available defenses.

12. Dispute Resolution

This section governs how disputes between you and us are resolved. "Dispute" means any dispute, claim, or controversy arising out of, relating to, or in connection with these Terms, the Service, or our relationship with you, whether based in contract, tort, statute, or otherwise.

Informal resolution first. Before initiating formal proceedings, you and we agree to first attempt to resolve any Dispute informally. The party initiating the process must send the other a written notice describing the Dispute and the requested resolution. We will try to reach a resolution within sixty (60) days of receiving that notice.

Binding arbitration. If the Dispute is not resolved informally within that period, the Dispute will be resolved by final and binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect, except for Disputes that may be taken to small claims court. The arbitration will be conducted in the State of Delaware, United States. Either you or we may seek interim or injunctive relief in a court of competent jurisdiction to protect intellectual property rights or to compel arbitration.

Class action waiver. To the fullest extent permitted by applicable law, you and we agree that each party may bring Disputes against the other only on an individual basis, and not as a plaintiff or class member in any class, consolidated, representative, or private attorney general action.

Controlling law and courts. The interpretation and enforcement of these Terms and any non-arbitrated Disputes will be governed by Section 13 below.

13. Governing Law and Jurisdiction

These Terms and any dispute between you and us that is not subject to binding arbitration under Section 12 shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without giving effect to any conflict-of-laws principles that would require the application of the laws of another jurisdiction. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Subject to the dispute-resolution provisions in Section 12, you and we submit to the exclusive jurisdiction of the state and federal courts located within the State of Delaware, United States, for the resolution of any claim or dispute, and you waive any objection to venue or inconvenient forum in those courts.

14. Changes to These Terms

We reserve the right, at our sole discretion, to modify, amend, or replace these Terms at any time. If we make material changes, we will try to provide at least thirty (30) days' notice before the new Terms take effect, for example by posting a notice on the Site or by sending a notice to the email address associated with your account if you have one. The "Last updated" date at the top of this page will indicate when the Terms were last revised.

By continuing to access or use the Service after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the revised Terms, you must stop using the Service. Your continued use of the Service is your acceptance of the then-current version of these Terms.

15. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire and exclusive agreement between you and us regarding the Service and supersede and replace any prior or contemporaneous understandings, communications, or agreements, whether oral or written, between you and us regarding the subject matter hereof.

16. General Provisions

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect. Our failure to act on or enforce any right or provision of these Terms does not waive that right or provision. No waiver is effective unless in writing and signed by us. These Terms do not create any third-party beneficiary rights. You may not assign or transfer these Terms or your rights under them without our prior written consent; we may assign these Terms, in whole or in part, without notice or consent. Any assignment in violation of this section is void.

17. Contact Us

If you have any questions, concerns, or notices about these Terms, please contact us at [email protected] or through our Contact page.